Since October 16, MNsure’s online plan comparison tool is available with updated 2018 plan information. This tool will allow Minnesotans to shop and compare plans in advance of open enrollment.
Minnesotans can begin purchasing policies Nov. 1 to Jan. 14.
“This tool is a great way to prepare yourself for open enrollment,” said CEO Allison O’Toole. “We encourage Minnesotans to shop and compare plans to find the plan that’s right for them.”
The tool identifies premiums and deductible amounts, as well as estimated out-of-pocket costs based on health status and expected use of medical services.
“Shopping for health insurance can be complicated,” said O’Toole. “But MNsure can make the process a lot easier with comparison tools like this, as well as free in-person help that is available around the state.”
The tool also estimates whether a consumer is eligible for tax credits to offset premium costs. Individuals earning up to $48,240 annually, or a family of four earning up to $98,400 per year, qualify for a tax credit. Approximately 65 percent of current enrollees are receiving tax credits.
People who expect to buy insurance via the web should make sure their account information is up to date before Nov. 1. Accounts may be updated by calling (855) 366-7873 or (651) 539-2099. For people who do not want to enroll via mnsure.org, they may call MNsure or request someone to help them in person.
MNsure has a statewide network of expert assisters (navigators and brokers) who can help you apply and enroll. They can give you help over the phone or in person.
In Cook County, the Sawtooth Mountain Clinic has a MNsure navigator on staff that can provide help.
O’Toole said people should sign up as soon after Nov. 1 as possible.
In 2017, everyone buying individual policies received a price break. Many received federal subsidies, which are still available, while others got a 25 percent premium rebate from the state. The state rebate was for 2017 only, so those who received it this year will pay more in 2018, although a new state program will reduce premium increases.
Leave a Reply